Commercial Property Finance

What is commercial property finance?

With the property market constantly evolving, it is essential that businesses evaluate whether the mortgage funding arrangements they have in place provide the most flexible and cost-effective solutions for their company. Due to fluctuations in the property market, your existing property situation may no longer be the best option available to your business.

Your commercial real estate can be the most valuable asset and yet the most expensive. With such a range of commercial property finance solutions available to your business, it is important that you minimise your costs whilst maximising your business’ potential.

What are the benefits of commercial property finance?

• A wide range of solutions can fulfil a multitude of business objectives such as releasing cash from property through sale and leaseback facilities to reducing overheads by remortgaging your commercial premises.
• Whilst renting your commercial property is functional on a short term basis, in the longer term there is no asset that can grow on your balance sheet.
• Owning your own business premises allows you a greater flexibility as your business develops.

Which commercial property finance solution is right for my business?

Whether you are looking for a new commercial mortgage rate, a refinance loan or simply for a cash injection to boost your business’ cash flow, there is a wide range of commercial property finance solutions available.

• Commercial Mortgage
  Commercial mortgages provide your business with the capital to purchase new premises that may otherwise be unaffordable. Property refinance options are also available, allowing you to switch to better mortgage rates to release the working capital essential to your company’s growth.
• Sale and Leaseback
  A popular funding solution for businesses is the sale and leaseback property investment option. This is where a lender purchases your commercial real estate before leasing it back to you in return for regular payments over a predetermined period to boost your business’ cash flow.
• Development Finance
  Property development finance is ideal for companies looking to expand their business’ office space. Available in the form of a development loan, also known as a construction loan, this funding solution provides a short-term cash injection to invest on building, renovating or extending commercial real estate.

It is important that your business truly utilises the full potential of its commercial property value, and these funding solutions offer a diverse choice to do just that. Hilton-Baird Financial Solutions, the country’s leading independent financial brokerage, has an expert knowledge of the commercial property finance market and will ensure your business finds the solution that maximises your property value.

Call Neil Galer today on 023 8070 6636 or email him at neil.galer@hiltonbaird.co.uk to find out more about the commercial property finance options available to your business.